/* ============ Growth Genius Services – Stylesheet ============ */
:root {
  --ink: #1e1b4b;
  --ink-2: #312e81;
  --primary: #6d28d9;
  --primary-2: #8b5cf6;
  --accent: #10b981;
  --accent-2: #34d399;
  --text: #1f2937;
  --muted: #6b7280;
  --line: #e5e7eb;
  --tint: #f5f3ff;
  --bg: #ffffff;
  --r: 18px;
  --sh: 0 10px 30px rgba(30, 27, 75, .08);
  --sh-lg: 0 24px 60px rgba(30, 27, 75, .18);
}

* { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; scroll-padding-top: 84px; }
body { font-family: "Inter", system-ui, -apple-system, "Segoe UI", Roboto, sans-serif; color: var(--text); background: var(--bg); line-height: 1.6; -webkit-font-smoothing: antialiased; overflow-x: hidden; }
h1, h2, h3, h4, h5, .brand, .btn, .kicker { font-family: "Sora", "Inter", sans-serif; }
img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
ul { list-style: none; }
button { font: inherit; }
[hidden] { display: none !important; }

.container { width: 100%; max-width: 1220px; margin: 0 auto; padding: 0 20px; }
.narrow { max-width: 840px; }
.muted { color: var(--muted); }

/* ---------- Buttons ---------- */
.btn { display: inline-flex; align-items: center; justify-content: center; gap: 8px; padding: 14px 26px; border-radius: 999px; font-weight: 600; font-size: .98rem; border: 2px solid transparent; cursor: pointer; transition: .25s; white-space: nowrap; }
.btn-primary { background: linear-gradient(135deg, var(--primary), var(--primary-2)); color: #fff; box-shadow: 0 10px 24px rgba(109, 40, 217, .35); }
.btn-primary:hover { transform: translateY(-2px); box-shadow: 0 14px 30px rgba(109, 40, 217, .45); }
.btn-outline { border-color: var(--ink); color: var(--ink); }
.btn-outline:hover { background: var(--ink); color: #fff; }
.btn-ghost { background: var(--tint); color: var(--primary); }
.btn-ghost:hover { background: #ede9fe; }
.btn-white { background: #fff; color: var(--ink); }
.btn-white:hover { transform: translateY(-2px); }
.btn-outline-light { border-color: rgba(255,255,255,.6); color: #fff; }
.btn-outline-light:hover { background: rgba(255,255,255,.12); }
.btn-sm { padding: 10px 20px; font-size: .9rem; }

/* ---------- Announcement & header ---------- */
.announce { background: var(--ink); color: #c7d2fe; font-size: .85rem; }
.announce-inner { display: flex; justify-content: space-between; padding-block: 8px; gap: 16px; }
.announce a:hover { color: #fff; }

.header { position: sticky; top: 0; z-index: 50; background: rgba(255,255,255,.85); backdrop-filter: saturate(180%) blur(12px); transition: .3s; }
.header.scrolled { box-shadow: 0 6px 24px rgba(30,27,75,.08); }
.nav { display: flex; align-items: center; justify-content: space-between; height: 76px; }
.brand { display: flex; align-items: center; gap: 10px; }
.brand-text { display: flex; flex-direction: column; line-height: 1.05; }
.brand-text b { font-size: 1.2rem; color: var(--ink); font-weight: 800; letter-spacing: -.3px; }
.brand-text small { font-size: .72rem; letter-spacing: 3px; text-transform: uppercase; color: var(--primary); font-weight: 700; }
.brand-light .brand-text b { color: #fff; }
.brand-light .brand-text small { color: var(--accent-2); }
.menu { display: flex; align-items: center; gap: 30px; font-weight: 500; }
.menu a:not(.btn) { color: var(--ink); position: relative; }
.menu a:not(.btn):hover { color: var(--primary); }
.burger { display: none; background: none; border: 0; cursor: pointer; padding: 8px; }
.burger span { display: block; width: 24px; height: 2px; background: var(--ink); margin: 5px 0; transition: .3s; border-radius: 2px; }

/* ---------- Hero ---------- */
.hero { position: relative; padding: 80px 0 110px; background: linear-gradient(180deg, #faf8ff 0%, #fff 100%); overflow: hidden; }
.blob { position: absolute; border-radius: 50%; filter: blur(70px); opacity: .55; pointer-events: none; }
.b1 { width: 480px; height: 480px; background: #c4b5fd; top: -140px; right: -80px; animation: drift 12s ease-in-out infinite alternate; }
.b2 { width: 380px; height: 380px; background: #a7f3d0; bottom: -160px; left: -100px; animation: drift 14s ease-in-out infinite alternate-reverse; }
@keyframes drift { to { transform: translate(40px, 30px) scale(1.1); } }
.hero-grid { position: relative; display: grid; grid-template-columns: 1.15fr 1fr; gap: 60px; align-items: center; }
.chip { display: inline-flex; align-items: center; gap: 8px; padding: 7px 14px; border-radius: 999px; background: #fff; border: 1px solid var(--line); font-size: .85rem; font-weight: 600; color: var(--ink); box-shadow: var(--sh); margin-bottom: 22px; }
.live { width: 8px; height: 8px; border-radius: 50%; background: var(--accent); box-shadow: 0 0 0 0 rgba(16,185,129,.6); animation: ping 1.8s infinite; }
@keyframes ping { 70% { box-shadow: 0 0 0 10px rgba(16,185,129,0); } 100% { box-shadow: 0 0 0 0 rgba(16,185,129,0); } }
.hero h1 { font-size: clamp(2.2rem, 5vw, 3.7rem); line-height: 1.08; color: var(--ink); letter-spacing: -1.8px; margin-bottom: 20px; font-weight: 800; }
.hl { background: linear-gradient(90deg, var(--primary), var(--accent)); -webkit-background-clip: text; background-clip: text; color: transparent; display: inline-block; transition: opacity .35s, transform .35s; }
.hl.out { opacity: 0; transform: translateY(10px); }
.lead { font-size: 1.12rem; color: #4b5563; max-width: 560px; margin-bottom: 32px; }
.hero-cta { display: flex; gap: 14px; flex-wrap: wrap; margin-bottom: 40px; }
.trust { display: flex; gap: 36px; flex-wrap: wrap; }
.trust b { display: block; font-family: "Sora", sans-serif; font-size: 1.7rem; color: var(--ink); }
.trust span { font-size: .85rem; color: var(--muted); }

.hero-visual { position: relative; }
.app-card { background: #fff; border-radius: 24px; padding: 26px; box-shadow: var(--sh-lg); border: 1px solid #ede9fe; max-width: 440px; margin-left: auto; }
.app-head { display: flex; align-items: center; gap: 12px; padding-bottom: 18px; border-bottom: 1px solid var(--line); }
.app-head b { display: block; color: var(--ink); }
.app-head small { color: var(--muted); font-size: .85rem; }
.avatar { width: 44px; height: 44px; border-radius: 14px; display: grid; place-items: center; background: linear-gradient(135deg, var(--primary), var(--primary-2)); color: #fff; font-weight: 700; }
.badge-live { margin-left: auto; background: #d1fae5; color: #047857; font-size: .75rem; font-weight: 700; padding: 4px 10px; border-radius: 999px; }
.track { padding: 20px 0 6px; display: grid; gap: 4px; }
.track li { display: flex; gap: 14px; position: relative; padding-bottom: 14px; }
.track li:not(:last-child)::before { content: ""; position: absolute; left: 10px; top: 24px; bottom: 0; width: 2px; background: var(--line); }
.track li.done:not(:last-child)::before { background: var(--accent); }
.track i { width: 22px; height: 22px; border-radius: 50%; border: 2px solid var(--line); background: #fff; flex-shrink: 0; margin-top: 2px; }
.track .done i { background: var(--accent); border-color: var(--accent); box-shadow: inset 0 0 0 4px #fff; }
.track .active i { border-color: var(--primary); animation: pulseRing 1.5s infinite; }
@keyframes pulseRing { 0% { box-shadow: 0 0 0 0 rgba(109,40,217,.5); } 100% { box-shadow: 0 0 0 10px rgba(109,40,217,0); } }
.track b { display: block; font-size: .95rem; color: var(--ink); }
.track small { color: var(--muted); font-size: .82rem; }
.app-foot { display: grid; grid-template-columns: repeat(3, 1fr); gap: 10px; background: var(--tint); border-radius: 14px; padding: 14px; }
.app-foot small { display: block; color: var(--muted); font-size: .75rem; }
.app-foot b { color: var(--ink); font-family: "Sora", sans-serif; }
.app-foot b span { font-size: .7rem; color: var(--muted); }
.float-pill { position: absolute; background: #fff; padding: 10px 16px; border-radius: 14px; box-shadow: var(--sh-lg); font-size: .85rem; font-weight: 600; color: var(--ink); animation: bob 4s ease-in-out infinite; }
.fp1 { top: -18px; left: 0; }
.fp2 { bottom: -22px; right: 30px; animation-delay: -2s; }
@keyframes bob { 50% { transform: translateY(-10px); } }

/* ---------- Marquee ---------- */
.marquee { background: var(--ink); color: #e0e7ff; overflow: hidden; padding: 16px 0; }
.marquee-track { display: flex; gap: 48px; width: max-content; animation: scroll 40s linear infinite; font-family: "Sora", sans-serif; font-weight: 600; }
.marquee-track span::before { content: "✦"; color: var(--accent-2); margin-right: 48px; }
@keyframes scroll { to { transform: translateX(-50%); } }

/* ---------- Sections ---------- */
.section { padding: 100px 0; }
.section-tint { background: linear-gradient(180deg, var(--tint), #fff); }
.section-dark { background: radial-gradient(circle at 20% 0%, #4c1d95 0%, var(--ink) 55%); color: #e0e7ff; }
.head { text-align: center; max-width: 680px; margin: 0 auto 48px; }
.kicker { display: inline-block; font-size: .8rem; font-weight: 700; color: var(--primary); background: #ede9fe; padding: 6px 14px; border-radius: 999px; letter-spacing: .5px; text-transform: uppercase; margin-bottom: 14px; }
.section-dark .kicker { background: rgba(255,255,255,.1); color: var(--accent-2); }
h2 { font-size: clamp(1.8rem, 3.6vw, 2.7rem); line-height: 1.18; letter-spacing: -1px; color: var(--ink); margin-bottom: 12px; }
.section-dark h2 { color: #fff; }
.head p { color: var(--muted); font-size: 1.05rem; }

/* ---------- Loan filter + grid ---------- */
.filters { display: flex; justify-content: center; gap: 10px; flex-wrap: wrap; margin-bottom: 40px; }
.filters button { padding: 10px 20px; border-radius: 999px; border: 1.5px solid var(--line); background: #fff; font-weight: 600; color: var(--muted); cursor: pointer; transition: .2s; }
.filters button:hover { border-color: var(--primary-2); color: var(--primary); }
.filters button.active { background: var(--ink); border-color: var(--ink); color: #fff; }
.loan-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; }
.loan { position: relative; text-align: left; background: #fff; border: 1px solid var(--line); border-radius: var(--r); padding: 24px; cursor: pointer; transition: .3s; display: flex; flex-direction: column; gap: 10px; overflow: hidden; }
.loan::after { content: ""; position: absolute; inset: 0; border-radius: inherit; padding: 1.5px; background: linear-gradient(135deg, var(--primary), var(--accent)); -webkit-mask: linear-gradient(#000 0 0) content-box, linear-gradient(#000 0 0); -webkit-mask-composite: xor; mask-composite: exclude; opacity: 0; transition: .3s; pointer-events: none; }
.loan:hover { transform: translateY(-6px); box-shadow: var(--sh-lg); }
.loan:hover::after { opacity: 1; }
.loan.hide { display: none; }
.loan-ico { width: 52px; height: 52px; border-radius: 14px; display: grid; place-items: center; font-size: 1.5rem; background: var(--tint); }
.loan-title { font-family: "Sora", sans-serif; font-weight: 700; font-size: 1.08rem; color: var(--ink); }
.loan-desc { font-size: .9rem; color: var(--muted); flex: 1; }
.loan-meta { display: flex; justify-content: space-between; align-items: center; border-top: 1px dashed var(--line); padding-top: 12px; font-size: .82rem; }
.loan-meta b { color: var(--ink); }
.loan-meta span { color: var(--primary); font-weight: 600; }
.loan .ribbon { position: absolute; top: 16px; right: 16px; font-size: .7rem; font-weight: 700; background: #d1fae5; color: #047857; padding: 3px 10px; border-radius: 999px; }

/* ---------- Modal ---------- */
.modal { position: fixed; inset: 0; z-index: 100; background: rgba(15, 12, 45, .6); backdrop-filter: blur(4px); display: grid; place-items: center; padding: 20px; animation: fadeIn .25s; }
.modal-box { position: relative; background: #fff; border-radius: 24px; max-width: 640px; width: 100%; max-height: 90vh; overflow-y: auto; padding: 36px; animation: pop .3s; }
.modal-x { position: absolute; top: 14px; right: 16px; width: 38px; height: 38px; border-radius: 50%; border: 0; background: var(--tint); font-size: 1.4rem; cursor: pointer; color: var(--ink); }
.m-top { display: flex; gap: 16px; align-items: center; margin-bottom: 16px; }
.m-top h3 { font-size: 1.5rem; color: var(--ink); }
.m-top p { color: var(--muted); font-size: .92rem; }
.m-stats { display: grid; grid-template-columns: repeat(3, 1fr); gap: 10px; margin: 18px 0 24px; }
.m-stats div { background: var(--tint); border-radius: 12px; padding: 12px; }
.m-stats small { display: block; color: var(--muted); font-size: .75rem; }
.m-stats b { color: var(--ink); font-size: .95rem; }
.m-cols { display: grid; grid-template-columns: 1fr 1fr; gap: 24px; margin-bottom: 24px; }
.m-cols h4 { color: var(--ink); margin-bottom: 10px; font-size: 1rem; }
.m-cols li { font-size: .9rem; padding-left: 22px; position: relative; margin-bottom: 6px; color: #374151; }
.m-cols li::before { content: "✓"; position: absolute; left: 0; color: var(--accent); font-weight: 800; }
.m-feat { display: flex; flex-wrap: wrap; gap: 8px; }
.m-feat span { background: #ecfdf5; color: #047857; font-size: .82rem; font-weight: 600; padding: 6px 12px; border-radius: 999px; }
@keyframes fadeIn { from { opacity: 0; } }
@keyframes pop { from { opacity: 0; transform: scale(.95) translateY(10px); } }

/* ---------- Calculators ---------- */
.calc { background: #fff; border-radius: 28px; box-shadow: var(--sh-lg); padding: 14px; border: 1px solid #ede9fe; }
.calc-tabs { display: flex; gap: 6px; background: var(--tint); border-radius: 18px; padding: 6px; overflow-x: auto; }
.calc-tabs button { flex: 1; padding: 13px 18px; border: 0; border-radius: 14px; background: transparent; font-weight: 600; color: var(--muted); cursor: pointer; transition: .2s; white-space: nowrap; }
.calc-tabs button.active { background: #fff; color: var(--primary); box-shadow: var(--sh); }
.calc-panel { display: none; padding: 30px 26px 18px; }
.calc-panel.active { display: block; animation: fadeIn .35s; }
.calc-grid { display: grid; grid-template-columns: 1.3fr 1fr; gap: 40px; }
.calc-inputs { display: grid; gap: 28px; align-content: center; }
.rng label { display: flex; justify-content: space-between; align-items: center; font-weight: 600; color: var(--ink); margin-bottom: 12px; gap: 12px; }
.num { width: 150px; padding: 8px 12px; border: 1.5px solid var(--line); border-radius: 10px; font: inherit; font-weight: 700; color: var(--primary); text-align: right; background: var(--tint); }
.num:focus { outline: none; border-color: var(--primary-2); }
input[type="range"] { -webkit-appearance: none; appearance: none; width: 100%; height: 8px; border-radius: 99px; background: #ede9fe; cursor: pointer; }
input[type="range"]::-webkit-slider-thumb { -webkit-appearance: none; width: 24px; height: 24px; border-radius: 50%; background: #fff; border: 6px solid var(--primary); box-shadow: 0 2px 10px rgba(109,40,217,.4); }
input[type="range"]::-moz-range-thumb { width: 14px; height: 14px; border-radius: 50%; background: #fff; border: 6px solid var(--primary); }
.calc-out { background: linear-gradient(160deg, var(--ink), var(--ink-2)); color: #e0e7ff; border-radius: 22px; padding: 28px; display: grid; gap: 18px; align-content: start; }
.big small { display: block; font-size: .85rem; color: #a5b4fc; }
.big strong { font-family: "Sora", sans-serif; font-size: 2.3rem; color: #fff; letter-spacing: -1px; }
.big.green strong { color: var(--accent-2); }
.bar { display: flex; height: 12px; border-radius: 99px; overflow: hidden; background: rgba(255,255,255,.1); }
.bar span:first-child { background: #a78bfa; transition: width .4s; }
.bar span:last-child { background: var(--accent-2); transition: width .4s; }
.legend { display: grid; gap: 8px; font-size: .9rem; }
.legend span { display: flex; align-items: center; gap: 8px; }
.legend b { margin-left: auto; color: #fff; }
.legend i { width: 12px; height: 12px; border-radius: 4px; }
.c1 { background: #a78bfa; } .c2 { background: var(--accent-2); }
.total { display: flex; justify-content: space-between; border-top: 1px dashed rgba(255,255,255,.2); padding-top: 14px; font-weight: 600; }
.total b { color: #fff; }
.calc-out .btn-ghost { background: rgba(255,255,255,.1); color: #fff; }
.meter { height: 10px; border-radius: 99px; background: rgba(255,255,255,.1); overflow: hidden; }
.meter span { display: block; height: 100%; background: linear-gradient(90deg, var(--accent), var(--accent-2)); transition: width .4s; }
.note { font-size: .88rem; color: #c7d2fe; }
.cmp { display: flex; align-items: center; justify-content: space-between; background: rgba(255,255,255,.07); border-radius: 14px; padding: 14px 18px; }
.cmp small { display: block; font-size: .75rem; color: #a5b4fc; }
.cmp b { color: #fff; font-size: 1.1rem; }
.cmp .arrow { font-size: 1.4rem; color: var(--accent-2); }
.fine { font-size: .8rem; color: var(--muted); margin-top: 18px; }
.sched { margin-top: 26px; }
.table-wrap { overflow-x: auto; border: 1px solid var(--line); border-radius: 14px; max-height: 360px; overflow-y: auto; }
table { width: 100%; border-collapse: collapse; font-size: .9rem; }
th, td { padding: 12px 16px; text-align: right; white-space: nowrap; }
th:first-child, td:first-child { text-align: left; }
thead th { position: sticky; top: 0; background: var(--tint); color: var(--ink); font-weight: 700; }
tbody tr:nth-child(even) { background: #fafafa; }

/* ---------- Timeline ---------- */
.timeline { display: grid; grid-template-columns: repeat(5, 1fr); gap: 18px; position: relative; }
.timeline::before { content: ""; position: absolute; top: 32px; left: 8%; right: 8%; height: 2px; background: repeating-linear-gradient(90deg, var(--primary-2) 0 8px, transparent 8px 16px); }
.t-item { position: relative; text-align: center; padding: 0 6px; }
.t-num { width: 64px; height: 64px; margin: 0 auto 18px; border-radius: 20px; display: grid; place-items: center; font-family: "Sora", sans-serif; font-weight: 800; font-size: 1.2rem; color: #fff; background: linear-gradient(135deg, var(--primary), var(--primary-2)); box-shadow: 0 10px 24px rgba(109,40,217,.3); position: relative; }
.t-item h4 { color: var(--ink); margin-bottom: 6px; }
.t-item p { color: var(--muted); font-size: .9rem; }

/* ---------- Bento ---------- */
.bento { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; }
.bx { background: rgba(255,255,255,.06); border: 1px solid rgba(255,255,255,.1); border-radius: 22px; padding: 28px; transition: .3s; }
.bx:hover { background: rgba(255,255,255,.1); transform: translateY(-4px); }
.bx-wide { grid-column: span 2; }
.bx-ico { font-size: 1.8rem; display: block; margin-bottom: 14px; }
.bx h4 { color: #fff; font-size: 1.15rem; margin-bottom: 8px; }
.bx p { color: #c7d2fe; font-size: .95rem; }

/* ---------- CIBIL ---------- */
.cibil-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: center; }
.cibil-grid .muted { margin-bottom: 22px; font-size: 1.05rem; }
.tips { display: grid; gap: 12px; }
.tips li { padding: 14px 16px 14px 48px; background: var(--tint); border-radius: 14px; position: relative; font-weight: 500; color: var(--ink); }
.tips li::before { content: "✓"; position: absolute; left: 14px; top: 50%; transform: translateY(-50%); width: 24px; height: 24px; border-radius: 50%; background: var(--accent); color: #fff; display: grid; place-items: center; font-size: .75rem; font-weight: 800; }
.score-card { background: #fff; border: 1px solid var(--line); border-radius: 26px; padding: 32px; box-shadow: var(--sh-lg); }
.gauge { position: relative; max-width: 300px; margin: 0 auto 10px; }
#gaugeArc { transition: stroke-dashoffset .5s ease; }
.gauge-val { position: absolute; left: 0; right: 0; bottom: 4px; text-align: center; }
.gauge-val strong { display: block; font-family: "Sora", sans-serif; font-size: 2.6rem; color: var(--ink); line-height: 1; }
.gauge-val small { font-weight: 700; color: var(--accent); }
.score-card input[type="range"] { margin: 18px 0 22px; background: linear-gradient(90deg, #ef4444, #f59e0b, #10b981); }
.score-bands { display: grid; gap: 8px; }
.score-bands div { display: flex; gap: 14px; padding: 10px 14px; border-radius: 12px; border: 1.5px solid transparent; transition: .2s; font-size: .9rem; }
.score-bands b { min-width: 76px; color: var(--ink); }
.score-bands span { color: var(--muted); }
.score-bands div.on { border-color: var(--primary-2); background: var(--tint); }

/* ---------- Apply wizard ---------- */
.apply-grid { display: grid; grid-template-columns: 1fr 1.15fr; gap: 60px; align-items: start; }
.apply-grid .muted { margin-bottom: 26px; font-size: 1.05rem; }
.contact-mini { display: grid; gap: 14px; }
.contact-mini li { display: flex; gap: 14px; align-items: center; }
.contact-mini li > span:first-child { width: 42px; height: 42px; border-radius: 12px; background: #fff; box-shadow: var(--sh); display: grid; place-items: center; flex-shrink: 0; }
.contact-mini a:hover { color: var(--primary); }
.wizard { background: #fff; border-radius: 26px; box-shadow: var(--sh-lg); padding: 32px; border: 1px solid #ede9fe; }
.progress { height: 6px; background: var(--tint); border-radius: 99px; overflow: hidden; }
.progress span { display: block; height: 100%; width: 33%; background: linear-gradient(90deg, var(--primary), var(--accent)); transition: width .4s; }
.steps-label { display: flex; justify-content: space-between; font-size: .8rem; font-weight: 600; color: var(--muted); margin: 10px 0 24px; }
.steps-label .on { color: var(--primary); }
.step { display: none; border: 0; }
.step.active { display: grid; gap: 16px; animation: fadeIn .35s; }
legend { font-family: "Sora", sans-serif; font-size: 1.3rem; font-weight: 700; color: var(--ink); margin-bottom: 16px; }
.choice-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 10px; }
.choice-grid label { cursor: pointer; }
.choice-grid input, .seg input { position: absolute; opacity: 0; pointer-events: none; }
.choice-grid span { display: flex; flex-direction: column; align-items: center; gap: 4px; text-align: center; padding: 14px 8px; border: 1.5px solid var(--line); border-radius: 14px; font-size: .82rem; font-weight: 600; color: var(--ink); transition: .2s; height: 100%; }
.choice-grid span i { font-style: normal; font-size: 1.4rem; }
.choice-grid input:checked + span, .seg input:checked + span { border-color: var(--primary); background: var(--tint); color: var(--primary); box-shadow: 0 0 0 3px rgba(139,92,246,.15); }
.choice-grid input:focus-visible + span, .seg input:focus-visible + span { outline: 2px solid var(--primary); }
.seg { display: grid; grid-template-columns: repeat(3, 1fr); gap: 10px; }
.seg label { cursor: pointer; }
.seg span { display: block; text-align: center; padding: 12px; border: 1.5px solid var(--line); border-radius: 12px; font-weight: 600; transition: .2s; }
.fl { display: grid; gap: 6px; font-size: .88rem; font-weight: 600; color: var(--ink); }
.fl input, .fl select { padding: 13px 15px; border: 1.5px solid var(--line); border-radius: 12px; font: inherit; font-weight: 400; font-size: .95rem; color: var(--text); background: #fff; transition: .2s; width: 100%; }
.fl input:focus, .fl select:focus { outline: none; border-color: var(--primary-2); box-shadow: 0 0 0 4px rgba(139,92,246,.15); }
.fl input.invalid { border-color: #ef4444; }
.consent { display: flex; gap: 10px; font-size: .84rem; color: var(--muted); align-items: flex-start; }
.consent input { width: 18px; height: 18px; margin-top: 2px; flex-shrink: 0; accent-color: var(--primary); }
.wiz-nav { display: flex; justify-content: space-between; gap: 12px; margin-top: 22px; }
.wiz-nav #nextBtn { margin-left: auto; }
.form-msg { font-size: .88rem; font-weight: 600; color: #ef4444; min-height: 1.2em; margin-top: 10px; }
.done-step { display: none; text-align: center; padding: 20px 0; }
.done-step.active { display: block; animation: pop .4s; }
.tick { width: 72px; height: 72px; border-radius: 50%; margin: 0 auto 16px; display: grid; place-items: center; font-size: 2rem; color: #fff; background: linear-gradient(135deg, var(--accent), var(--accent-2)); box-shadow: 0 12px 30px rgba(16,185,129,.35); }
.done-step h3 { color: var(--ink); font-size: 1.5rem; margin-bottom: 8px; }
.done-step p { color: var(--muted); }

/* ---------- FAQ ---------- */
.faq { display: grid; gap: 12px; }
.faq details { border: 1px solid var(--line); border-radius: 16px; padding: 20px 24px; transition: .2s; background: #fff; }
.faq details[open] { border-color: #ddd6fe; box-shadow: var(--sh); }
.faq summary { font-family: "Sora", sans-serif; font-weight: 600; color: var(--ink); cursor: pointer; list-style: none; display: flex; justify-content: space-between; gap: 16px; }
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: "+"; width: 28px; height: 28px; flex-shrink: 0; border-radius: 50%; background: var(--tint); color: var(--primary); display: grid; place-items: center; transition: .25s; }
.faq details[open] summary::after { transform: rotate(45deg); background: var(--primary); color: #fff; }
.faq details p { margin-top: 12px; color: var(--muted); }

/* ---------- CTA band ---------- */
.cta-band { padding: 0 0 100px; }
.cta-inner { background: linear-gradient(120deg, var(--primary) 0%, #4f46e5 50%, var(--accent) 130%); border-radius: 28px; padding: 50px; display: flex; justify-content: space-between; align-items: center; gap: 30px; flex-wrap: wrap; color: #fff; }
.cta-inner h2 { color: #fff; margin-bottom: 6px; }
.cta-inner p { color: #e0e7ff; }
.cta-btns { display: flex; gap: 12px; flex-wrap: wrap; }

/* ---------- Footer ---------- */
.footer { background: #0f0c2d; color: #a5b4fc; padding-top: 70px; }
.foot-grid { display: grid; grid-template-columns: 1.6fr 1fr 1fr 1fr; gap: 40px; padding-bottom: 50px; }
.foot-grid p { margin-top: 16px; font-size: .92rem; }
.footer h5 { color: #fff; font-size: 1rem; margin-bottom: 16px; }
.foot-grid a:not(.brand) { display: block; margin-bottom: 10px; font-size: .92rem; }
.foot-grid a:not(.brand):hover { color: var(--accent-2); }
.legal-note { border-top: 1px solid rgba(255,255,255,.08); padding-block: 26px; font-size: .8rem; }
.copy { margin-top: 12px; text-align: center; }

/* ---------- Floating ---------- */
.wa-float { position: fixed; right: 20px; bottom: 20px; z-index: 60; width: 58px; height: 58px; border-radius: 50%; background: #25d366; display: grid; place-items: center; box-shadow: 0 10px 26px rgba(37,211,102,.45); transition: .25s; }
.wa-float:hover { transform: scale(1.08); }
.to-top { position: fixed; right: 26px; bottom: 90px; z-index: 60; width: 46px; height: 46px; border-radius: 50%; border: 0; background: var(--ink); color: #fff; font-size: 1.2rem; cursor: pointer; opacity: 0; pointer-events: none; transition: .3s; box-shadow: var(--sh-lg); }
.to-top.show { opacity: 1; pointer-events: auto; }

/* ---------- Reveal ---------- */
.reveal { opacity: 0; transform: translateY(26px); transition: opacity .7s ease, transform .7s ease; }
.reveal.show { opacity: 1; transform: none; }
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { animation: none !important; transition: none !important; }
  .reveal { opacity: 1; transform: none; }
  html { scroll-behavior: auto; }
}

/* ---------- Legal pages ---------- */
.legal { padding: 60px 0 90px; }
.legal h1 { color: var(--ink); font-size: 2.2rem; margin-bottom: 8px; }
.legal h2 { font-size: 1.3rem; margin: 28px 0 10px; }
.legal p, .legal li { color: #4b5563; margin-bottom: 10px; }
.legal ul { list-style: disc; padding-left: 22px; }

/* ---------- Responsive ---------- */
@media (max-width: 1100px) {
  .loan-grid { grid-template-columns: repeat(3, 1fr); }
  .timeline { grid-template-columns: repeat(3, 1fr); row-gap: 40px; }
  .timeline::before { display: none; }
}
@media (max-width: 960px) {
  .hero-grid, .calc-grid, .cibil-grid, .apply-grid { grid-template-columns: 1fr; }
  .hero { padding: 56px 0 90px; }
  .app-card { margin: 20px auto 0; }
  .loan-grid { grid-template-columns: repeat(2, 1fr); }
  .foot-grid { grid-template-columns: 1fr 1fr; }
  .burger { display: block; }
  .menu { position: fixed; top: 76px; left: 0; right: 0; flex-direction: column; align-items: stretch; gap: 0; background: #fff; padding: 10px 20px 24px; box-shadow: 0 20px 30px rgba(0,0,0,.08); transform: translateY(-130%); opacity: 0; pointer-events: none; transition: .3s; }
  .menu.open { transform: none; opacity: 1; pointer-events: auto; }
  .menu a:not(.btn) { padding: 14px 0; border-bottom: 1px solid var(--line); }
  .menu .btn { margin-top: 14px; }
  .burger.open span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
  .burger.open span:nth-child(2) { opacity: 0; }
  .burger.open span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }
}
@media (max-width: 640px) {
  .hide-sm { display: none; }
  .section { padding: 72px 0; }
  .loan-grid, .bento, .foot-grid, .m-cols, .timeline { grid-template-columns: 1fr; }
  .bx-wide { grid-column: auto; }
  .choice-grid { grid-template-columns: repeat(2, 1fr); }
  .m-stats { grid-template-columns: 1fr 1fr; }
  .calc-panel { padding: 24px 8px 12px; }
  .num { width: 120px; }
  .wizard, .score-card, .modal-box { padding: 24px; }
  .cta-inner { padding: 32px 24px; }
  .float-pill { display: none; }
  .trust { gap: 24px; }
}